There are certain components of my budget that are non-negotiable. I have to pay my rent (I live in an apartment, another challenge I will blog about in the future); I have to pay utilities; I have to pay insurance; I have to pay tuition for grad school; I have to pay down the few debts I hold. I also have a specialized diet I eat as I am in the process of losing weight and building a large quantity of muscle. These are non-negotiable. How can I find funds to prepare in my already tight budget? I have some ideas.
- Move or get a roommate. If I downsize from the apartment I am living in, or get a roommate for the spare bedroom (my old roommate moved out of state), I can save anywhere from $200-$400 a month, of which I would dedicate half to paying down debts and the other half toward preparedness. I will not buy a house because the market is bad and may get worse for housing and I do not know where I will be on this earth in five years. I am in Cascadia for now and enjoy living here.
- Alter my tobacco fund. I currently budget $30 a week to buy and smoke cigars. I really enjoy smoking them, but $120 a month is a lot of money. If I can go back to smoking my pipe instead of cigars, I can get by on $20 a month for tobacco. That will save me $110 per month to buy preparedness supplies.
- Stop buying beer. Notice I did not say "stop drinking beer". I said "stop buying beer". I like to make my own beer as do some of my friends. If I continue to make my own beer at the rate I do (usually once a month) and only drink mine and my friends' beer, I can save approximately $40 a month and put it toward preparedness. My specialized diet allows me to drink up to 6 beers per week if you are wondering.
According to my calculations, by just altering my extracurricular activities, I should be able to put around $150 a month toward preparedness. That is not much, but it is a start. If you have any other ideas, please let me know. I am willing to give logical ideas a try.
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